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: Personal-loan rates are half credit-card APRs. Is now the time to consolidate?
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: Personal-loan rates are half credit-card APRs. Is now the time to consolidate?

: Personal-loan rates are half credit-card APRs. Is now the time to consolidate?
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Credit-card debt consolidators were able to slash nearly half of their balances on average and improve their credit score by 18 points over an 18-month period.
Credit-card debt consolidators were able to slash nearly half of their balances on average and improve their credit score by 18 points over an 18-month period.
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